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Underwriting Executive

Job Expired

Rosabon Financial Services Limited – Award-winning Rosabon Financial Services is a member of the Concept Group. Licensed by the Central Bank of Nigeria, CBN on April 22, 1993, and being a long-standing member of the Equipment Leasing Association of Nigeria (ELAN), the organization has evolved into Nigeria’s leading Non-Banking Financial Intermediary and Equipment Leasing firm focused on niche and general markets.

Job Summary

  • The Underwriting Executive must be able to Underwrite the creditworthiness of customers in other to mitigate the overall risk of the company.

Duties & Responsibilities

  • Reviewing and analyzing the creditworthiness of all potential customers based on risk criteria.
  • To evaluate all quantitative details in the applications with a view to making objective decisions based on empirical facts from the financial information evaluated.
  • Reviewing applications for credit facilities with a view to point out deviations from the company’s credit policy and highlight quality assurance issues in credit proposals received from business areas.
  • Performing various departmental functions including loan covenant monitoring, risk rating, audit preparation, and recovery as assigned by HOD.
  • Ensure Credits requiring amendments are communicated to the business areas to amend as appropriate.
  • To evaluate all quantitative details in the applications with a view to making objective decisions based on empirical facts from the financial information evaluated.
  • To communicate to the business areas the credit corners and the quality assurance issues for responses/resolutions.
  • Ensuring that all credit approvals and KYC are in place documentation is duly executed, and that the company’s interest is well protected.
  • Conducting credit search (CRS & CRC Report) on credit bureau database.
  • Conducting Email Verification & preparing Transaction Consummation Reports.
  • Reviewing transactions for final checklist and approval.

Requirements

  • Candidates should possess a Bachelor’s Degree qualification with at least 3 years of work experience.

Job Knowledge:

  • Must be abreast with the current reporting standard.
  • Ability to interpret financial statements.

Skills / Competencies:

  • Must be analytical.
  • Must be technologically savvy
  • Sound knowledge of Excel.
  • A high level of meticulousness is needed.

 

More Information

  • This job has expired!
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